Transactions

Transactions are the core of your budget. Every time money moves, it’s a transaction.

Adding a Transaction

1. Go to an Account
2. Click Add Transaction
3. Fill in:
   • Date — When the transaction happened
   • Payee — Who you paid or received money from
   • Category — What the money is for
   • Amount — How much (negative for spending, positive for income)
4. Save

Transaction Types

Expenses

Money going out. Enter as a negative amount or use the outflow field. Always assign a category so your budget stays accurate.

Income

Money coming in. Assign it to Ready to Assign so you can distribute it across your categories.

Transfers

Money moving between your own accounts — like paying a credit card from checking, or moving money to savings. Transfers don’t affect your budget categories.

Clearing Transactions

Transactions can be:

• Uncleared — You’ve recorded it but it hasn’t posted to your bank yet
• Cleared — It’s posted and matches your bank statement

Clearing transactions helps you reconcile with your bank.

Editing and Deleting

Click any transaction to edit it. Changes update your category balances immediately. Deleting a transaction adds the money back to the category.

Tips

• Record transactions daily — It takes 30 seconds and keeps your budget current
• Always categorize — Uncategorized transactions make your budget unreliable
• Use the payee field consistently — “Kroger” every time, not “Kroger”, “KROGER #123”, “Grocery store”